Chief Technology Officer & Engineering Leader

Building high-impact solutions in fintech, banking, and insurance

With over a decade of experience, I architect scalable financial systems that process billions and empower thousands through technology education.

$1.5B+
Loans Processed
10+
Banking Systems
1000+
Youths Trained
70%
Employment Rate

About Me

Technology leader with a passion for innovation and social impact

Anselm Fowel

Driving innovation in African fintech

I'm Anselm Fowel, a Chief Technology Officer and Engineering Leader with over a decade of experience building transformative solutions in fintech, banking, and insurance sectors across Africa.

My expertise lies in architecting scalable financial systems that process billions in transactions while maintaining security and reliability. I've led the development of award-winning platforms that have revolutionized lending, payments, and agricultural finance.

Beyond technology, I'm deeply committed to social impact through the Catholic Youth Organization, where I've trained over 1,000 young Nigerians in tech skills, redirecting them from fraud and substance abuse to legitimate careers in technology.

Fintech System Architecture
Scalable Banking Solutions
Technical Leadership
Product Strategy
Team Building & Mentoring
Social Impact Initiatives

Work Experience

My professional journey in fintech and technology leadership

Apr 2024 - Present

Chief Technology Officer

AlliancePay / Mondu / Transalliance
Feb 2021 - Feb 2024 (3 years 1 month)

Senior Software Engineering Manager

Accelerex
Apr 2021 - Oct 2023 (2 years 7 months)

Senior Software Engineering Manager

Blueprint
Feb 2020 - Jan 2021 (1 year)

Software Engineering Manager

Zedcrest Group
Aug 2019 - Feb 2020 (7 months)

Lead Automation Engineer

AXA Mansard
Aug 2017 - Aug 2019 (2 years 1 month)

Senior Software Development Engineer

Vatebra Limited
Mar 2015 - Apr 2017 (2 years 2 months)

Senior Software Engineer

Fidelity Bank PLC
Jan 2014 - Jul 2016 (2 years 7 months)

Senior Software Engineer Technical Lead

Cloud Bridge
Jan 2013 - Dec 2014 (2 years)

Lead Software Engineer

Cloud Bridge
Apr 2010 - Dec 2012 (2 years 9 months)

Software Engineer

Cloud Bridge

Technical Publications

Sharing knowledge and insights from my engineering journey

The Struggles of a Junior Software Developer

Career Development

A raw, insightful look into the emotional and professional challenges junior devs face—including insecurity, imposter syndrome, lack of mentorship, and workplace pressures.

15K+ views 120+ responses
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The Evolution of Agile

Software Methodology

Addressing developer concerns with practical insights from enterprise implementations. Explores how Agile has matured beyond ceremonies to become a true mindset shift.

12K+ views 84 responses
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Why Experienced Programmers Fail Coding Interviews

Career Development

Analysis of the gap between real-world programming and interview performance. Includes strategies for senior engineers to showcase their true capabilities.

18K+ views 560+ saves
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Why Developers Hate Monday Standup

Team Leadership

Diagnosing why daily standups often become unproductive rituals. Presents alternative formats that engineering teams actually find valuable.

24K+ views 320+ shares
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AI Tool as a C# Developer

AI Integration

Practical guide to ML.NET, TensorFlow.NET and Accord.NET for .NET developers. Includes production-ready code samples for fintech applications.

32K+ views 120+ forks
Read Article

Text Analytics with Azure Cognitive Services

Cloud Architecture

Step-by-step implementation guide for sentiment analysis and entity recognition in banking applications. Covers security and scaling considerations.

14K+ views 98% helpful
Read Article

Featured Projects

Financial systems engineered for scale, security, and social impact

Agency Banking Platform

Global Accelerex

Nationwide agency banking infrastructure enabling real-time financial transactions across rural and urban Nigeria.

  • Integrated with banks and switching providers for seamless cash-in/cash-out
  • Enabled KYC-based agent onboarding and tiered wallet access
  • Deployed USSD & POS systems with offline fallback capabilities
  • Supported commission management, transaction logging, and reconciliation
₦20B+
Processed Yearly
<10s
Transaction Time
1M+
Agents Nationwide

MoneyPal Loan System

Zedcrest Capital

Award-winning digital lending platform processing ₦1.5B+ in loans with automated risk assessment.

  • Reduced loan approval time from 72hrs to 15min
  • Integrated with credit bureaus for real-time scoring
  • Scaled to handle 500,000+ monthly applications
₦1.5B+
Disbursed
98%
Uptime
500K+
Users

Nirsal Agricultural Lending

Fidelity Bank for CBN/FMARD

Streamlined loan processing system for Nigeria's agricultural sector with geospatial verification.

  • Reduced approval stages from 7 to 4 (40% reduction)
  • Integrated satellite imagery for farm verification
  • Enabled ₦300M+ disbursements to smallholder farmers
40%
Faster Approval
₦300M+
Disbursed
25K+
Farmers

Dangote Payment Portal

Dangote Group & Fidelity Bank

Enterprise payment solution handling transactions across 4 product lines with multi-layer security.

  • Processes $50M+ monthly transactions
  • Reduced failed transactions by 65%
  • Implemented AI fraud detection system
$50M+
Monthly
65%
Failure Reduction
99.9%
Security

Social Impact Initiatives

Transforming lives through technology education and community development

Tech Skills Empowerment

Trained 1000+ youths in C#, data science, and fintech underwriting through Catholic Youth Organization programs.

1000+
Youths Trained
70%
Employed

Community Development

Raised ₦2M+ for education and poverty alleviation programs targeting at-risk youth in Lagos communities.

₦2M+
Raised
12
Communities

Fraud Prevention

Developed programs redirecting youths from fraud/substance abuse to legitimate tech careers.

200+
Youths Redirected
85%
Success Rate

Client & Student Testimonials

Hear what industry leaders and program graduates have to say

Anselm's MoneyPal system revolutionized our lending operations. The 98% uptime and scalability to handle 500K+ monthly applications exceeded all expectations.

CO

Chinedu Okoro

Head of Digital Banking, Fidelity Bank

The agricultural lending platform reduced our approval stages by 40% while maintaining rigorous risk controls. A game-changer for Nigeria's farming communities.

AB

Amina Bello

Program Director, CBN

After Anselm's fintech training program, I went from unemployed to a ₦5M/year software engineer. His mentorship changed my life trajectory completely.

TE

Tunde Emmanuel

Software Engineer, Datapoint Lagos

Get In Touch

Have a project in mind or want to discuss opportunities? Reach out to me