https://anselmfowel.com/about
2026-10-04T20:07:31.918Z
https://anselmfowel.com/social/anselm-fowel-cto-fintech-architect-africa.png
CTO Β· Fintech Architect Β· African β Anselm Fowel
The rails behind $2B in African payments were built by teams. I've had the honor of leading a few of them. π³π¬
Fractional CTO β’ Fintech architect β’ Trainer to 1,000+ young engineers.
If you're a founder wondering "hire a CTO or a fractional one?" β DMs are open.
π anselmfowel.com (link in bio)
https://anselmfowel.com/social/anselm-fowel-14-years-fintech-milestone.png
14 years. 5 markets. Zero regrets. β Anselm Fowel
14 years. 5 African markets. Zero regrets. π³π¬ Thanks to every founder, engineer, and regulator who trusted me with the receipts. Onward. π
https://anselmfowel.com/social/anselm-fowel-africa-fintech-500-billion.png
$500B+ moves through Africa a year β Anselm Fowel
$500B+ moves through Africa's payment rails every year. And we are still just getting started. π Full thesis β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-morning-stack-daily-tools.png
What I open first every morning β Anselm Fowel
What a CTO actually opens at 9am. My 4-tab ritual. β Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-diaspora-return-lagos-tech.png
Diaspora β Lagos Β· why I came home β Anselm Fowel
Lagos is where the fintech decade happens. Not London. Not Delaware. π³π¬ Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-things-i-stopped-doing-as-cto.png
5 things I stopped doing as CTO β Anselm Fowel
5 things I stopped doing when I became CTO. Every one bought back a full workday. β³ Full list β link in bio.
https://anselmfowel.com/social/anselm-fowel-senior-engineer-still-codes.png
Does a senior engineer still code? β Anselm Fowel
Debate settled: does a senior engineer still code? π Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-thank-you-africa-community.png
Thank you Β· community shout-out β Anselm Fowel
Thank you, Africa. ππ³π¬π°πͺπ¬ππΏπ¦ 14 years. 5 markets. 1000+ engineers. The best is still ahead. β¨
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-28.png
ON AI AND JUNIOR DEVS β Anselm Fowel
AI won't replace junior developers. It'll just make the bad ones slower to become good ones, if they skip the struggle. π±
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-11.png
ON 1:1s β Anselm Fowel
Your 1:1 is not a status meeting. It's a listening meeting. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-10.png
ON AFRICA β Anselm Fowel
The next great fintech story is being written in Lagos. Watch the continent. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-09.png
ON MEETINGS β Anselm Fowel
A meeting with no agenda is an expensive nap. Send an agenda or send it back. π΄
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-05.png
ON CTO WORK β Anselm Fowel
A CTO who codes daily is a CTO who is under-delegated. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-04.png
ON LEADERSHIP β Anselm Fowel
Ship people, not just PRs. Reminder for every engineering manager. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-22.png
ON EGO β Anselm Fowel
The best engineers don't care who wrote the fix. They care that it ships. Lose the ego. Keep the outcome. β¨
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-21.png
ON WOMEN IN TECH β Anselm Fowel
A team with no women is a team with a blind spot. Fix hiring, not the token. π©πΎβπ»
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-16.png
ON PATIENCE β Anselm Fowel
A 10x engineer took 10 years to become one. Long game. π°οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-15.png
ON MEETINGS 2 β Anselm Fowel
Every meeting is a code smell in the org chart. Refactor accordingly. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-08.png
ON REGULATORS β Anselm Fowel
The CBN is not the enemy. Your bad KYC pipeline is. π³π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-07.png
ON DELEGATION β Anselm Fowel
If you can't leave the office for a week without the team stopping, you don't lead. You're a bottleneck. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-06.png
ON GROWTH β Anselm Fowel
Comfort is expensive. Growth is cheap. Pick the cheap one. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-05.png
ON CULTURE β Anselm Fowel
Culture is what you tolerate on your worst day. Choose wisely. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-01.png
ON JUNIOR DEVS β Anselm Fowel
To the junior dev debugging at 3am: you're not slow. You're early. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-31.png
ON MENTORSHIP β Anselm Fowel
The best career advice I ever got: 'Just ask.' Then I asked. And doors opened. πͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-24.png
ON CAREERS β Anselm Fowel
Going back to IC after being an EM isn't a demotion. It's a choice. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-23.png
ON 1:1s β Anselm Fowel
Your 1:1 is not a status meeting. It's a listening meeting. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-22.png
ON AFRICA β Anselm Fowel
The next great fintech story is being written in Lagos. Watch the continent. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-21.png
ON MEETINGS β Anselm Fowel
A meeting with no agenda is an expensive nap. Send an agenda or send it back. π΄
https://anselmfowel.com/blog
2026-10-04T20:07:31.919Z
https://anselmfowel.com/social/anselm-fowel-africa-remittance-corridors-2026.png
5 African remittance corridors printing money β Anselm Fowel
5 remittance corridors printing money across Africa right now. π Founders, screenshot. Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-nigerian-developer-salary-2026.png
Naija dev salaries 2026 Β· honest numbers β Anselm Fowel
Naija dev salaries in 2026. Honest numbers. π³π¬ Screenshot before your next raise. π° Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-stack-2027-predictions.png
5 bets Iβm making on the 2027 stack β Anselm Fowel
The 2027 stack is quietly forming. Here are 5 bets Iβm making today. π§
π Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-postgres-over-kubernetes-early-fintech.png
Postgres > Kubernetes at pre-Series-A β Anselm Fowel
Pre-Series-A fintech? Postgres will out-ship your Kubernetes cluster. Every time. Fight me. π₯
π Full essay β link in bio.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-04.png
ON TECH TREND CYCLES β Anselm Fowel
Every five years, the industry rediscovers an old idea with a new name and calls it revolutionary. Study the history. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-03.png
ON AI-ASSISTED WRITING β Anselm Fowel
AI can write your first draft. It can't write your actual opinion, because you haven't formed it yet. Do the thinking first. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-02.png
ON MACHINE LEARNING OPS β Anselm Fowel
A model that's never been retrained since launch is a model quietly getting worse every day, invisibly. Monitor drift. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-01.png
ON BUILDING FROM LAGOS β Anselm Fowel
Nigeria turns 66 today. Lagos taught me every constraint makes the product better, not worse. π³π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-30.png
ON AUTOMATION VS JUDGMENT β Anselm Fowel
Automate the repetitive decision. Never automate the judgment call you can't yet explain in words. βοΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-29.png
ON DATA PRIVACY AI β Anselm Fowel
Feeding customer data into a public AI model is a data breach with extra steps and better PR. Know your model's data policy. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-26.png
ON PROMPT ENGINEERING β Anselm Fowel
Prompt engineering is just requirements gathering with extra steps and a shorter feedback loop. The skill transfers. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-25.png
ON AI HYPE CYCLES β Anselm Fowel
Every technology promises to replace engineers. Every technology so far has just changed what engineers do. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-24.png
ON AI CODE REVIEW β Anselm Fowel
An AI-generated PR still needs a human who understands the business, not just the syntax. Review it like any other. π€
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-23.png
ON PRICING STRATEGY β Anselm Fowel
Underpricing your product doesn't win customers. It wins customers who'll leave the moment you raise the price. π°
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-22.png
ON STARTUP ADVISORS β Anselm Fowel
An advisor who only ever agrees with you isn't advising. They're just attending meetings. Recruit dissent. π£οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-21.png
ON COMPETITIVE ANALYSIS β Anselm Fowel
Studying your competitor's pricing page teaches you less than talking to the customer who almost chose them instead of you. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-20.png
ON FOUNDER TIME ALLOCATION β Anselm Fowel
If the founder is still doing customer support at 50 employees, something upstream never got hired. Delegate the operational work. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-19.png
ON EARLY REVENUE β Anselm Fowel
The first dollar of revenue matters more than the first million in valuation. Revenue is proof. Valuation is opinion. π΅
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-18.png
ON SOLO FOUNDING β Anselm Fowel
Solo founders move faster on decisions and slower on everything that needs a second opinion. Build an advisor bench. π§βπΌ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-15.png
ON DUE DILIGENCE β Anselm Fowel
Technical due diligence finds the architecture decisions you made under deadline pressure two years ago. Document the why. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-14.png
ON FOUNDER MENTAL HEALTH β Anselm Fowel
The founder who never admits they're struggling is modeling that behavior for everyone they hire. Be honest about the hard parts. π«
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-12.png
ON CAC AND LTV β Anselm Fowel
If your CAC and LTV live in different spreadsheets, nobody's actually looking at both together. Put them side by side. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-02.png
ON PERFECTIONISM β Anselm Fowel
Ship the 80%. Iterate live. Perfect ships on nobody's calendar. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-01.png
ON GRATITUDE β Anselm Fowel
Send the thank-you note. Costs nothing. Changes rooms. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-23.png
ON DOCS β Anselm Fowel
The best system is documented so well it doesn't need you around. Write the doc. Free the future. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-20.png
ON ONCALL β Anselm Fowel
On-call load is a leadership KPI. Not an engineer's problem. π¨
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-19.png
ON DEMOS β Anselm Fowel
A live demo beats a hundred slide decks. Show, don't slide. π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-17.png
ON PIVOTS β Anselm Fowel
Sunk cost is not a business strategy. Kill the feature. Kill the roadmap. Kill the company if you must. πͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-14.png
ON OBSERVABILITY β Anselm Fowel
If you can't see the system, you don't own the system. Ship observability with feature #1. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-13.png
ON TESTING β Anselm Fowel
The test you didn't write is the incident you'll ship. π§ͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-12.png
ON MICROSERVICES β Anselm Fowel
You don't have a microservices problem. You have a boundaries problem. π§±
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-11.png
ON DECISIONS β Anselm Fowel
Reversible decisions: fast. Irreversible: slow. Never mix them up. βοΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-10.png
ON FRIDAY DEPLOYS β Anselm Fowel
Never ship on Friday afternoon. Your weekend is not billable. π»
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-09.png
ON PLATFORMS β Anselm Fowel
Build the platform the next 10 engineers will thank you for. That's what senior means. ποΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-04.png
ON DEBUGGING β Anselm Fowel
The bug is always in the code you were sure was fine. π Read the diff again.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-03.png
ON AWS β Anselm Fowel
Your AWS bill is usually not an AWS problem. It's an untagged EC2 problem. πΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-02.png
ON C# β Anselm Fowel
C# in 2026: still the language I bet fintech on. .NET runs everywhere. π οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-27.png
ON STANDUPS β Anselm Fowel
Devs don't hate standups. They hate 30-minute standups. 8 minutes, done. β±οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-26.png
ON LAYOFFS β Anselm Fowel
Layoffs don't test your strategy. They test your character. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-25.png
ON AI β Anselm Fowel
AI writes code. Only you write context. π§
https://anselmfowel.com/blog/10-essential-patterns-for-c-and-net-programmers-with-examples
2026-10-04T20:07:31.919Z
https://anselmfowel.com/social/anselm-fowel-10-csharp-dotnet-design-patterns.png
10 C# patterns I use weekly β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-34-1*gH2B_R3RIT7EuHq4m60Y0A.png
10 Essential Patterns For c# andΒ .NET Programmers With Examples. β Anselm Fowel
https://anselmfowel.com/blog/ai-tool-as-a-c-developer
2026-10-04T20:07:31.919Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-31-1*wRMslfrzaNcdk2mLLd0VdA.png
AI tool as a C# developer β Anselm Fowel
https://anselmfowel.com/blog/an-engineer-s-introduction-to-pci-dss
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?auto=format&fit=crop&w=1200&q=80
An Engineer's Introduction to PCI DSS β Anselm Fowel
https://anselmfowel.com/blog/an-introduction-to-double-entry-ledgers-in-software
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=1200&q=80
An Introduction to Double-Entry Ledgers in Software β Anselm Fowel
https://anselmfowel.com/blog/api-versioning-strategies
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1531973576160-7125cd663d86?auto=format&fit=crop&w=1200&q=80
API Versioning Strategies β Anselm Fowel
https://anselmfowel.com/blog/background-jobs-in-net-a-practical-guide
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1200&q=80
Background Jobs in .NET: A Practical Guide β Anselm Fowel
https://anselmfowel.com/blog/building-a-culture-of-documentation
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1200&q=80
Building a Culture of Documentation β Anselm Fowel
https://anselmfowel.com/blog/building-a-feature-store-for-fraud-models
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
Building a Feature Store for Fraud Models β Anselm Fowel
https://anselmfowel.com/blog/building-a-fraud-detection-pipeline
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1553877522-43269d4ea984?auto=format&fit=crop&w=1200&q=80
Building a Fraud Detection Pipeline β Anselm Fowel
https://anselmfowel.com/blog/building-a-notification-service-that-scales
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1553877522-43269d4ea984?auto=format&fit=crop&w=1200&q=80
Building a Notification Service That Scales β Anselm Fowel
https://anselmfowel.com/blog/building-a-reconciliation-engine
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1531973576160-7125cd663d86?auto=format&fit=crop&w=1200&q=80
Building a Reconciliation Engine β Anselm Fowel
https://anselmfowel.com/blog/building-a-rules-engine-you-can-actually-maintain
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
Building a Rules Engine You Can Actually Maintain β Anselm Fowel
https://anselmfowel.com/blog/building-an-idempotent-refund-flow
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1200&q=80
Building an Idempotent Refund Flow β Anselm Fowel
https://anselmfowel.com/blog/building-an-on-call-rotation-that-does-not-burn-people-out
2026-10-04T20:07:31.919Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-006-cover.svg
Building an On-Call Rotation That Does Not Burn People Out β Anselm Fowel
https://anselmfowel.com/blog/building-idempotent-payment-apis-in-c-and-net
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?auto=format&fit=crop&w=1200&q=80
Building Idempotent Payment APIs in C# and .NET β Anselm Fowel
https://anselmfowel.com/blog/building-multi-currency-support
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1563986768609-322da13575f3?auto=format&fit=crop&w=1200&q=80
Building Multi-Currency Support β Anselm Fowel
https://anselmfowel.com/blog/building-psychological-safety-on-your-team
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1200&q=80
Building Psychological Safety on Your Team β Anselm Fowel
https://anselmfowel.com/blog/building-trust-with-a-team-you-just-inherited
2026-10-04T20:07:31.919Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-024-cover.svg
Building Trust With a Team You Just Inherited β Anselm Fowel
https://anselmfowel.com/blog/caching-strategies-every-backend-engineer-should-know
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1573164713988-8665fc963095?auto=format&fit=crop&w=1200&q=80
Caching Strategies Every Backend Engineer Should Know β Anselm Fowel
https://anselmfowel.com/blog/career-ladders-that-actually-motivate
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
Career Ladders That Actually Motivate β Anselm Fowel
https://anselmfowel.com/blog/circuit-breakers-and-graceful-degradation
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1486312338219-ce68d2c6f44d?auto=format&fit=crop&w=1200&q=80
Circuit Breakers and Graceful Degradation β Anselm Fowel
https://anselmfowel.com/blog/common-challenges-faced-by-young-ctos-and-specific-solutions-part-1
2026-10-04T20:07:31.919Z
https://anselmfowel.com/social/anselm-fowel-letter-young-cto-africa.png
A letter to the young CTO β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-47-1*HGHIL7iK2ckxw9QDA8ku5g.png
Common Challenges Faced by Young CTOs and Specific Solutions Part 1 β Anselm Fowel
https://anselmfowel.com/blog/connection-pooling-and-why-it-matters
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=1200&q=80
Connection Pooling and Why It Matters β Anselm Fowel
https://anselmfowel.com/blog/database-indexing-for-application-developers
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1499951360447-b19be8fe80f5?auto=format&fit=crop&w=1200&q=80
Database Indexing for Application Developers β Anselm Fowel
https://anselmfowel.com/blog/database-migrations-without-downtime-in-net
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1200&q=80
Database Migrations Without Downtime in .NET β Anselm Fowel
https://anselmfowel.com/blog/database-transactions-and-isolation-levels-explained
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
Database Transactions and Isolation Levels, Explained β Anselm Fowel
https://anselmfowel.com/blog/delegation-is-a-skill-not-a-reflex
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1200&q=80
Delegation Is a Skill, Not a Reflex β Anselm Fowel
https://anselmfowel.com/blog/designing-a-compliance-first-data-model-for-african-fintech
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=1200&q=80
Designing a Compliance-First Data Model for African Fintech β Anselm Fowel
https://anselmfowel.com/blog/designing-a-ledger-backed-wallet-system
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
Designing a Ledger-Backed Wallet System β Anselm Fowel
https://anselmfowel.com/blog/designing-a-settlement-system
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551434678-e076c223a692?auto=format&fit=crop&w=1200&q=80
Designing a Settlement System β Anselm Fowel
https://anselmfowel.com/blog/designing-for-audit-trails-from-day-one
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?auto=format&fit=crop&w=1200&q=80
Designing for Audit Trails from Day One β Anselm Fowel
https://anselmfowel.com/blog/designing-for-chargebacks-and-disputes
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1639762681485-074b7f938ba0?auto=format&fit=crop&w=1200&q=80
Designing for Chargebacks and Disputes β Anselm Fowel
https://anselmfowel.com/blog/designing-idempotent-event-consumers
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1499951360447-b19be8fe80f5?auto=format&fit=crop&w=1200&q=80
Designing Idempotent Event Consumers β Anselm Fowel
https://anselmfowel.com/blog/designing-safe-database-schema-changes
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=1200&q=80
Designing Safe Database Schema Changes β Anselm Fowel
https://anselmfowel.com/blog/designing-webhooks-that-survive-failure
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=1200&q=80
Designing Webhooks That Survive Failure β Anselm Fowel
https://anselmfowel.com/blog/efcc-warns-nigerians-against-58-illegal-investment-companies
2026-10-04T20:07:31.919Z
https://anselmfowel.com/social/anselm-fowel-efcc-ponzi-red-flags-nigeria.png
EFCC Β· 58 Ponzi firms Β· 3 red flags β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-48-1*-YjFbrOZ4LglPibpswwu4Q.png
EFCC Warns Nigerians Against 58 Illegal Investment Companies β Anselm Fowel
https://anselmfowel.com/blog/event-driven-architecture-for-cross-border-payments-a-practical-primer
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
Event-Driven Architecture for Cross-Border Payments: A Practical Primer β Anselm Fowel
https://anselmfowel.com/blog/feature-flags-done-right
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=1200&q=80
Feature Flags Done Right β Anselm Fowel
https://anselmfowel.com/blog/from-code-reviews-to-career-reviews-growing-the-engineers-around-you
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1499951360447-b19be8fe80f5?auto=format&fit=crop&w=1200&q=80
From Code Reviews to Career Reviews: Growing the Engineers Around You β Anselm Fowel
https://anselmfowel.com/blog/from-software-engineer-to-software-engineering-manager
2026-10-04T20:07:31.919Z
https://anselmfowel.com/social/anselm-fowel-engineer-to-manager-career.png
Great dev β Great manager β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-35-1*ekH8kuuLdaJhMQ6fOIHEFQ.png
From Software Engineer To Software Engineering Manager β Anselm Fowel
https://anselmfowel.com/blog/giving-a-promotion-that-actually-sticks
2026-10-04T20:07:31.919Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-030-cover.svg
Giving a Promotion That Actually Sticks β Anselm Fowel
https://anselmfowel.com/blog/handling-a-production-incident-calmly
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
Handling a Production Incident Calmly β Anselm Fowel
https://anselmfowel.com/blog/handling-money-in-code-never-use-floats
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1553877522-43269d4ea984?auto=format&fit=crop&w=1200&q=80
Handling Money in Code: Never Use Floats β Anselm Fowel
https://anselmfowel.com/blog/handling-partial-failures-in-distributed-systems
2026-10-04T20:07:31.919Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556742031-c6961e8560b0?auto=format&fit=crop&w=1200&q=80
Handling Partial Failures in Distributed Systems β Anselm Fowel
https://anselmfowel.com/blog/handling-personal-data-the-right-way-in-net
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
Handling Personal Data the Right Way in .NET β Anselm Fowel
https://anselmfowel.com/blog/handling-timezones-and-dates-correctly
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1563986768609-322da13575f3?auto=format&fit=crop&w=1200&q=80
Handling Timezones and Dates Correctly β Anselm Fowel
https://anselmfowel.com/blog/hiring-for-potential-vs-experience
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1200&q=80
Hiring for Potential vs Experience β Anselm Fowel
https://anselmfowel.com/blog/hiring-senior-engineers-in-a-talent-scarce-market-what-nigeria-taught-me
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
Hiring Senior Engineers in a Talent-Scarce Market: What Nigeria Taught Me β Anselm Fowel
https://anselmfowel.com/blog/how-ai-is-changing-code-review
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1486312338219-ce68d2c6f44d?auto=format&fit=crop&w=1200&q=80
How AI Is Changing Code Review β Anselm Fowel
https://anselmfowel.com/blog/how-to-build-text-analytics-using-azure-cognitive-services-and-c
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-azure-cognitive-services-csharp-text.png
Text analytics in 40 lines of C# β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-32-1*LeYMKe1er9JV9Wv4l7MmOg.png
How to Build Text Analytics using Azure Cognitive Services and C# β Anselm Fowel
https://anselmfowel.com/blog/how-to-disagree-and-commit
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
How to Disagree and Commit β Anselm Fowel
https://anselmfowel.com/blog/how-to-give-feedback-that-lands
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556742031-c6961e8560b0?auto=format&fit=crop&w=1200&q=80
How to Give Feedback That Lands β Anselm Fowel
https://anselmfowel.com/blog/how-to-handle-a-toxic-high-performer
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-016-cover.svg
How to Handle a Toxic High Performer β Anselm Fowel
https://anselmfowel.com/blog/how-to-handle-multiple-projects-as-a-software-engineering-manager
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-engineering-manager-multiple-projects.png
Running 4 fintech projects at once β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-25-1*djXSxEcNfV1X_73qeelsVg.jpeg
How to Handle Multiple Projects as a Software Engineering Manager β Anselm Fowel
https://anselmfowel.com/blog/how-to-introduce-ai-into-nigeria-39-s-fintech-space-part-1
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-ai-nigeria-fintech-playbook.png
5 rules for AI in a Nigerian bank β Anselm Fowel
https://anselmfowel.com/blog/how-to-introduce-ai-into-nigeria-s-fintech-space-part-1
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-33-1*-4RvRE7Nba90PnhTe7JZgA.png
How to Introduce AI into Nigeria's Fintech space part 1 β Anselm Fowel
https://anselmfowel.com/blog/how-to-let-someone-go-with-dignity
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-004-cover.svg
How to Let Someone Go With Dignity β Anselm Fowel
https://anselmfowel.com/blog/how-to-onboard-an-engineer-in-their-first-30-days
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1639762681485-074b7f938ba0?auto=format&fit=crop&w=1200&q=80
How to Onboard an Engineer in Their First 30 Days β Anselm Fowel
https://anselmfowel.com/blog/how-to-test-code-that-talks-to-a-bank
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1526304640581-d334cdbbf45e?auto=format&fit=crop&w=1200&q=80
How to Test Code That Talks to a Bank β Anselm Fowel
https://anselmfowel.com/blog/how-we-run-blue-green-deployments
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
How We Run Blue-Green Deployments β Anselm Fowel
https://anselmfowel.com/blog/how-we-use-ai-code-review-without-letting-it-review-us
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1486312338219-ce68d2c6f44d?auto=format&fit=crop&w=1200&q=80
How We Use AI Code Review Without Letting It Review Us β Anselm Fowel
https://anselmfowel.com/blog/i-appreciate-your-comment-on-leading-teams-through-downsizing-and-it-39-s-clear-
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-leadership-small-teams-big-impact.png
Small teams. Big impact. β Anselm Fowel
https://anselmfowel.com/blog/idempotency-keys-explained-simply
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1499951360447-b19be8fe80f5?auto=format&fit=crop&w=1200&q=80
Idempotency Keys Explained Simply β Anselm Fowel
https://anselmfowel.com/blog/leading-a-team-through-a-painful-migration
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-018-cover.svg
Leading a Team Through a Painful Migration β Anselm Fowel
https://anselmfowel.com/blog/leading-through-uncertainty
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1526304640581-d334cdbbf45e?auto=format&fit=crop&w=1200&q=80
Leading Through Uncertainty β Anselm Fowel
https://anselmfowel.com/blog/making-skip-level-1-on-1s-useful
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
Making Skip-Level 1-on-1s Useful β Anselm Fowel
https://anselmfowel.com/blog/managing-a-team-that-is-smarter-than-you
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-012-cover.svg
Managing a Team That Is Smarter Than You β Anselm Fowel
https://anselmfowel.com/blog/managing-secrets-in-net-applications
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551434678-e076c223a692?auto=format&fit=crop&w=1200&q=80
Managing Secrets in .NET Applications β Anselm Fowel
https://anselmfowel.com/blog/managing-up-without-losing-yourself
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
Managing Up Without Losing Yourself β Anselm Fowel
https://anselmfowel.com/blog/mentoring-vs-coaching-knowing-the-difference
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
Mentoring vs Coaching: Knowing the Difference β Anselm Fowel
https://anselmfowel.com/blog/navigating-the-complex-transition-from-engineering-manager-to-individual-contrib
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-engineering-manager-to-ic-transition.png
Going back to IC is a choice β Anselm Fowel
https://anselmfowel.com/blog/navigating-the-complex-transition-from-engineering-manager-to-individual-contributor
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-39-1*5Y5Ty7dgrJzXI46fwWTz_w.png
Navigating the Complex Transition from Engineering Manager to Individual Contributor β Anselm Fowel
https://anselmfowel.com/blog/navigating-uncharted-waters-leading-engineering-teams-through-downsizing
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-engineering-leadership-layoffs.png
Layoffs test character, not strategy β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-40-1*6i6Sk4EIcYAPD5gRUMZGLw.png
Navigating Uncharted Waters: Leading Engineering Teams Through Downsizing β Anselm Fowel
https://anselmfowel.com/blog/observability-beyond-logging
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1531973576160-7125cd663d86?auto=format&fit=crop&w=1200&q=80
Observability Beyond Logging β Anselm Fowel
https://anselmfowel.com/blog/observability-for-payment-systems-logs-metrics-and-traces-that-matter
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1553877522-43269d4ea984?auto=format&fit=crop&w=1200&q=80
Observability for Payment Systems: Logs, Metrics, and Traces That Matter β Anselm Fowel
https://anselmfowel.com/blog/optimistic-vs-pessimistic-locking
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=1200&q=80
Optimistic vs Pessimistic Locking β Anselm Fowel
https://anselmfowel.com/blog/practical-ai-in-the-fintech-stack-where-it-helps-and-where-it-hurts
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=1200&q=80
Practical AI in the Fintech Stack: Where It Helps and Where It Hurts β Anselm Fowel
https://anselmfowel.com/blog/presenting-a-technical-roadmap-to-executives
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-014-cover.svg
Presenting a Technical Roadmap to Executives β Anselm Fowel
https://anselmfowel.com/blog/protecting-maker-time-on-an-engineering-team
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
Protecting Maker Time on an Engineering Team β Anselm Fowel
https://anselmfowel.com/blog/rate-limiting-strategies-for-payment-apis
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?auto=format&fit=crop&w=1200&q=80
Rate Limiting Strategies for Payment APIs β Anselm Fowel
https://anselmfowel.com/blog/retry-logic-and-exponential-backoff
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1200&q=80
Retry Logic and Exponential Backoff β Anselm Fowel
https://anselmfowel.com/blog/running-1-on-1s-that-actually-change-outcomes
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1200&q=80
Running 1-on-1s That Actually Change Outcomes β Anselm Fowel
https://anselmfowel.com/blog/running-a-hiring-loop-that-respects-everyone-s-time
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-028-cover.svg
Running a Hiring Loop That Respects Everyone's Time β Anselm Fowel
https://anselmfowel.com/blog/running-retrospectives-people-do-not-dread
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=1200&q=80
Running Retrospectives People Do Not Dread β Anselm Fowel
https://anselmfowel.com/blog/running-sprint-planning-that-people-respect
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-000-cover.svg
Running Sprint Planning That People Respect β Anselm Fowel
https://anselmfowel.com/blog/scaling-an-engineering-team-from-5-to-50-without-losing-the-plot
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
Scaling an Engineering Team from 5 to 50 Without Losing the Plot β Anselm Fowel
https://anselmfowel.com/blog/securing-fintech-apis-a-net-developer-s-checklist
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556742031-c6961e8560b0?auto=format&fit=crop&w=1200&q=80
Securing Fintech APIs: A .NET Developer's Checklist β Anselm Fowel
https://anselmfowel.com/blog/setting-goals-that-do-not-become-theater
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556742031-c6961e8560b0?auto=format&fit=crop&w=1200&q=80
Setting Goals That Do Not Become Theater β Anselm Fowel
https://anselmfowel.com/blog/steps-to-succeed-as-a-young-cto-under-40-in-a-fast-paced-environment
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-young-cto-under-40-mistakes.png
3 traps young CTOs fall into β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-45-1*NM1yZ21xbx7ghUSF4o3OCg.png
Steps to Succeed as a Young CTO Under 40 in a Fast-Paced Environment β Anselm Fowel
https://anselmfowel.com/blog/structured-logging-in-net
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1573164713988-8665fc963095?auto=format&fit=crop&w=1200&q=80
Structured Logging in .NET β Anselm Fowel
https://anselmfowel.com/blog/technical-debt-is-a-business-decision-not-an-engineering-failure
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1200&q=80
Technical Debt Is a Business Decision, Not an Engineering Failure β Anselm Fowel
https://anselmfowel.com/blog/the-10-signs-of-a-bad-programmer-red-flags-to-watch-out-for
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-10-red-flags-hiring-developers.png
10 red flags in your next dev hire β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-36-1*hKnK6hvI7kS6Rf_iSJJTZg.jpeg
The 10 Signs of a Bad Programmer: Red Flags to Watch Out For β Anselm Fowel
https://anselmfowel.com/blog/the-anatomy-of-a-payment-authorization
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
The Anatomy of a Payment Authorization β Anselm Fowel
https://anselmfowel.com/blog/the-case-for-architecture-decision-records
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
The Case for Architecture Decision Records β Anselm Fowel
https://anselmfowel.com/blog/the-case-for-boring-technology-in-fintech
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
The Case for Boring Technology in Fintech β Anselm Fowel
https://anselmfowel.com/blog/the-cost-of-always-being-available
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
The Cost of Always Being Available β Anselm Fowel
https://anselmfowel.com/blog/the-cost-of-premature-microservices
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
The Cost of Premature Microservices β Anselm Fowel
https://anselmfowel.com/blog/the-engineer-to-lead-transition
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
The Engineer-to-Lead Transition β Anselm Fowel
https://anselmfowel.com/blog/the-evolution-of-agile-addressing-developer-concerns-and-embracing-growth
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-agile-is-not-broken-standup-is.png
Agile isn't broken. Your standup is. β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-38-1*ZMbks2nR3SBbxHbbs8JUYQ.png
The Evolution of Agile: Addressing Developer Concerns and Embracing Growth β Anselm Fowel
https://anselmfowel.com/blog/the-first-90-days-as-a-fintech-cto-a-field-guide
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1200&q=80
The First 90 Days as a Fintech CTO: A Field Guide β Anselm Fowel
https://anselmfowel.com/blog/the-first-team-principle-for-leaders
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
The First Team Principle for Leaders β Anselm Fowel
https://anselmfowel.com/blog/the-habits-of-calm-engineering-teams
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
The Habits of Calm Engineering Teams β Anselm Fowel
https://anselmfowel.com/blog/the-leader-s-job-during-a-reorg
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1526304640581-d334cdbbf45e?auto=format&fit=crop&w=1200&q=80
The Leader's Job During a Reorg β Anselm Fowel
https://anselmfowel.com/blog/the-manager-energy-audit
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-020-cover.svg
The Manager Energy Audit β Anselm Fowel
https://anselmfowel.com/blog/the-manager-s-guide-to-saying-no
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
The Manager's Guide to Saying No β Anselm Fowel
https://anselmfowel.com/blog/the-meeting-audit-every-team-needs
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1200&q=80
The Meeting Audit Every Team Needs β Anselm Fowel
https://anselmfowel.com/blog/the-outbox-pattern-for-reliable-events
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551434678-e076c223a692?auto=format&fit=crop&w=1200&q=80
The Outbox Pattern for Reliable Events β Anselm Fowel
https://anselmfowel.com/blog/the-pragmatic-guide-to-adopting-net-9-in-production
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
The Pragmatic Guide to Adopting .NET 9 in Production β Anselm Fowel
https://anselmfowel.com/blog/the-quiet-cost-of-hero-culture-in-engineering-teams
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1573164713988-8665fc963095?auto=format&fit=crop&w=1200&q=80
The Quiet Cost of Hero Culture in Engineering Teams β Anselm Fowel
https://anselmfowel.com/blog/the-quiet-power-of-writing-things-down
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
The Quiet Power of Writing Things Down β Anselm Fowel
https://anselmfowel.com/blog/the-quiet-quitting-conversation
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-032-cover.svg
The Quiet-Quitting Conversation β Anselm Fowel
https://anselmfowel.com/blog/the-real-cost-of-a-bad-hire
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-026-cover.svg
The Real Cost of a Bad Hire β Anselm Fowel
https://anselmfowel.com/blog/the-right-way-to-run-a-postmortem
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1200&q=80
The Right Way to Run a Postmortem β Anselm Fowel
https://anselmfowel.com/blog/the-saga-pattern-for-distributed-transactions
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1200&q=80
The Saga Pattern for Distributed Transactions β Anselm Fowel
https://anselmfowel.com/blog/the-struggles-of-a-junior-software-developer
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-letter-to-junior-developer.png
To the junior dev at 3am β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-26-1*Rkm5ad42x0MOLDQWhwSNdQ.jpeg
The Struggles of a Junior Software Developer β Anselm Fowel
https://anselmfowel.com/blog/the-true-cost-of-context-switching
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&fit=crop&w=1200&q=80
The True Cost of Context Switching β Anselm Fowel
https://anselmfowel.com/blog/the-two-pizza-team-rule-revisited
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-002-cover.svg
The Two-Pizza Team Rule, Revisited β Anselm Fowel
https://anselmfowel.com/blog/the-underrated-skill-of-writing-good-tickets
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1639762681485-074b7f938ba0?auto=format&fit=crop&w=1200&q=80
The Underrated Skill of Writing Good Tickets β Anselm Fowel
https://anselmfowel.com/blog/tokenization-vs-encryption-for-card-data
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1573164713988-8665fc963095?auto=format&fit=crop&w=1200&q=80
Tokenization vs Encryption for Card Data β Anselm Fowel
https://anselmfowel.com/blog/understanding-eventual-consistency
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1563986768609-322da13575f3?auto=format&fit=crop&w=1200&q=80
Understanding Eventual Consistency β Anselm Fowel
https://anselmfowel.com/blog/understanding-webhook-signatures
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=1200&q=80
Understanding Webhook Signatures β Anselm Fowel
https://anselmfowel.com/blog/unleashing-the-power-of-ai-in-c-development-a-comprehensive-exploration-in-2024-
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-csharp-ai-2026-guide.png
3 AI moves every C# dev must know β Anselm Fowel
https://anselmfowel.com/blog/unleashing-the-power-of-ai-in-c-development-a-comprehensive-exploration-in-2024-part-1-of-10
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-44-1*WYU77g2vn5fYTvs9NiiNlw.jpeg
Unleashing the Power of AI in C# Development: A Comprehensive Exploration in 2024 (Part 1 of 10) β Anselm Fowel
https://anselmfowel.com/blog/unveiling-the-untold-narratives-a-deep-dive-into-1-on-1s-from-the-engineering-ma
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-1-on-1-engineering-manager-guide.png
1:1 is a listening meeting β Anselm Fowel
https://anselmfowel.com/blog/unveiling-the-untold-narratives-a-deep-dive-into-1-on-1s-from-the-engineering-manager-s
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-42-1*yVxYKUeGhe5fn8QPRwWIPg.png
Unveiling the Untold Narratives: A Deep Dive into 1-on-1s from the Engineering Managerβsβ¦ β Anselm Fowel
https://anselmfowel.com/blog/urgent-vs-important-on-an-engineering-team
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-008-cover.svg
Urgent vs Important on an Engineering Team β Anselm Fowel
https://anselmfowel.com/blog/what-a-decade-in-fintech-taught-me
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&fit=crop&w=1200&q=80
What a Decade in Fintech Taught Me β Anselm Fowel
https://anselmfowel.com/blog/what-code-auditor-should-i-use-as-a-developer-a-deep-dive-into-ai-powered-audito
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-ai-code-auditor-tools-2026.png
5 AI code auditors I trust β Anselm Fowel
https://anselmfowel.com/blog/when-a-monolith-is-the-right-call
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
When a Monolith Is the Right Call β Anselm Fowel
https://anselmfowel.com/blog/when-coding-may-no-longer-be-your-path-navigating-the-transition-from-engineerin
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-when-coding-not-your-path.png
When coding is no longer your path β Anselm Fowel
https://anselmfowel.com/blog/when-coding-may-no-longer-be-your-path-navigating-the-transition-from-engineering-manager-to
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-43-1*3MbHTli9CPbSL-A5SeMxiw.png
When Coding May No Longer Be Your Path: Navigating the Transition from Engineering Manager toβ¦ β Anselm Fowel
https://anselmfowel.com/blog/when-to-build-vs-buy
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1639762681485-074b7f938ba0?auto=format&fit=crop&w=1200&q=80
When to Build vs Buy β Anselm Fowel
https://anselmfowel.com/blog/when-to-escalate-and-when-to-absorb
2026-10-04T20:07:31.920Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-022-cover.svg
When to Escalate and When to Absorb β Anselm Fowel
https://anselmfowel.com/blog/when-to-use-a-message-queue-and-when-not-to
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1486312338219-ce68d2c6f44d?auto=format&fit=crop&w=1200&q=80
When to Use a Message Queue, and When Not To β Anselm Fowel
https://anselmfowel.com/blog/why-ai-may-never-take-your-job-as-a-programmer
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-ai-will-not-replace-programmers.png
AI writes code. You write context. β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-29-1*Q3baQK9rFXG5k0OqURu-RA.jpeg
Why AI may never take your job as a programmer β Anselm Fowel
https://anselmfowel.com/blog/why-burnout-is-a-system-problem
2026-10-04T20:07:31.920Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
Why Burnout Is a System Problem β Anselm Fowel
https://anselmfowel.com/blog/why-c-over-java-part-1
2026-10-04T20:07:31.920Z
https://anselmfowel.com/social/anselm-fowel-csharp-vs-java-2026.png
C# in 2026 Β· 5 reasons β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-27-1*2fyzDFHMMU-NsdevZjF_ZQ.png
Why C# over Java? Part 1 β Anselm Fowel
https://anselmfowel.com/blog/why-developers-hate-monday-standup
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-monday-standup-engineering-manager.png
Why devs hate Monday standup β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-30-1*TWg9sconCSVJmaKWUvV65A.png
Why Developers Hate Monday Standup β Anselm Fowel
https://anselmfowel.com/blog/why-experienced-programmers-fail-coding-interviews
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-senior-developer-interview-mistakes.png
Why senior devs bomb interviews β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-37-1*Eb334lxXlOtGtaWBXXk-_A.jpeg
Why Experienced Programmers Fail Coding Interviews β Anselm Fowel
https://anselmfowel.com/blog/why-great-engineers-sometimes-make-poor-managers
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
Why Great Engineers Sometimes Make Poor Managers β Anselm Fowel
https://anselmfowel.com/blog/why-software-estimates-are-hard
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1556742031-c6961e8560b0?auto=format&fit=crop&w=1200&q=80
Why Software Estimates Are Hard β Anselm Fowel
https://anselmfowel.com/blog/why-standups-fail-and-what-to-do-instead
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
Why Standups Fail and What to Do Instead β Anselm Fowel
https://anselmfowel.com/blog/why-we-chose-postgresql-over-a-nosql-store
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1518770660439-4636190af475?auto=format&fit=crop&w=1200&q=80
Why We Chose PostgreSQL Over a NoSQL Store β Anselm Fowel
https://anselmfowel.com/blog/why-you-would-fail-as-a-backend-developer
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-backend-developer-mistakes.png
5 mistakes junior backends make β Anselm Fowel
https://anselmfowel.com/api/images/anselmfowel-blog/images/cover-28-1*9WuRrROZcRcI6wsr6-_EXg.png
Why You Would fail as a backend Developer. β Anselm Fowel
https://anselmfowel.com/blog/why-your-best-engineers-leave-and-how-to-make-them-stay
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&fit=crop&w=1200&q=80
Why Your Best Engineers Leave, and How to Make Them Stay β Anselm Fowel
https://anselmfowel.com/blog/why-your-best-ideas-come-from-junior-engineers
2026-10-04T20:07:31.921Z
https://anselmfowel.com/api/images/anselmfowel-blog/uploads/orig-010-cover.svg
Why Your Best Ideas Come From Junior Engineers β Anselm Fowel
https://anselmfowel.com/blog/why-your-retries-need-idempotency-keys
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1488590528505-98d2b5aba04b?auto=format&fit=crop&w=1200&q=80
Why Your Retries Need Idempotency Keys β Anselm Fowel
https://anselmfowel.com/blog/why-your-roadmap-keeps-slipping
2026-10-04T20:07:31.921Z
https://anselmfowel.comhttps://images.unsplash.com/photo-1526304640581-d334cdbbf45e?auto=format&fit=crop&w=1200&q=80
Why Your Roadmap Keeps Slipping β Anselm Fowel
https://anselmfowel.com/contact
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-fractional-cto-nigeria-lagos.png
Fractional CTO Β· Q3 open β Anselm Fowel
Fractional CTO slot β Q3 is open. π³π¬ If you're pre-Series A, still merging PRs at midnight, and your last audit gave you nightmares β we should talk. DM "CTO" or hit the link in bio.
https://anselmfowel.com/social/anselm-fowel-team-training-ai-workshops.png
AI moves I teach every dev β Anselm Fowel
3 AI moves I teach every dev in my workshops. Steal them. π DM "TRAIN" for the deck.
https://anselmfowel.com/social/anselm-fowel-technical-training-workshops.png
1000+ engineers trained β Anselm Fowel
1,000+ engineers trained. 4.9β
avg. Your team next? π DM "TRAIN" or hit the link in bio.
https://anselmfowel.com/social/anselm-fowel-fintech-architecture-90-days.png
Fintech Β· Bank-grade in 90 days β Anselm Fowel
Bank-grade fintech in 90 days, not 9 months. Here's the stack. ποΈ DM "BUILD" for the plan.
https://anselmfowel.com/social/anselm-fowel-fractional-cto-q4-slot.png
Fractional CTO Β· Q4 opens β Anselm Fowel
Fractional CTO β Q4 slot opens soon. 1 seat only. π³π¬ If you're a pre-Series-A fintech founder, DM "Q4" before it goes.
https://anselmfowel.com/social/anselm-fowel-legacy-aws-migration-fintech.png
Legacy β AWS in 90 days Β· zero downtime β Anselm Fowel
Legacy β AWS in 90 days. Zero customer downtime. Full runbook. π DM "MIGRATE" for the template.
https://anselmfowel.com/social/anselm-fowel-founder-doesnt-need-cto-yet.png
5 signs you donβt need a CTO yet β Anselm Fowel
5 signs you don't actually need a CTO yet. Founders, save this before you overspend. π° Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-interview-questions.png
5 questions I ask every CTO candidate β Anselm Fowel
5 interview questions I ask every CTO candidate. Founders, use these. π― Full script β link in bio.
https://anselmfowel.com/social/anselm-fowel-aws-bill-fintech-money-pits.png
AWS bill Β· 3 fintech money pits β Anselm Fowel
Your AWS bill has 3 hidden money pits. Every fintech I audit has at least one. πΈ Free audit template β DM "AWS".
https://anselmfowel.com/social/anselm-fowel-cto-digest-newsletter.png
CTO Digest Β· every Sunday β Anselm Fowel
CTO Digest. Every Sunday. 1 essay for CTOs. 1 senior job. 1 fintech news pick. Free forever. π© DM "DIGEST".
https://anselmfowel.com/social/anselm-fowel-ama-3-questions-this-week.png
3 DM questions I got this week β Anselm Fowel
3 questions my DMs got this week. Answers below π Full breakdown β link in bio.
1. When do I hire a CTO?
2. AWS vs Azure for a Nigerian fintech?
3. Structuring equity for engineers?
https://anselmfowel.com/social/anselm-fowel-fractional-cto-q1-2027-slot.png
Fractional CTO Β· Q1 2027 open β Anselm Fowel
Fractional CTO β Q1 2027 slot opens. One seat only. π³π¬ If your fintech is scaling engineering pain, DM "Q1" now.
https://anselmfowel.com/experience
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-board-deck-one-slide-cto.png
The one slide every board reads β Anselm Fowel
The one slide every board actually reads: Cost. Uptime. Roadmap. Everything else is decoration. π Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-keynote-lagos-fintech-week.png
Keynote Β· Lagos Fintech Week β Anselm Fowel
See you on stage. π€ Lagos Fintech Week Β· Nov 12 Β· Topic: AI in African payments. DM "STAGE" for VIP tickets.
https://anselmfowel.com/projects
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-mpgs-payment-gateway-case-study.png
They said 12 months. We shipped in 6. β Anselm Fowel
"MPGS integration will take 12 months." We shipped in 6. Some things aren't hard β they're just under-managed. πͺ Full case study β link in bio.
https://anselmfowel.com/social/anselm-fowel-pci-dss-level-1-6-months-case-study.png
PCI-DSS Level 1 Β· 6 months Β· 5 markets β Anselm Fowel
PCI-DSS Level 1. 6 months. 5 African markets. 0 findings. This is the badge that unlocks banks. π
https://anselmfowel.com/publications
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-africa-series-a-metrics.png
5 numbers African Series A investors check β Anselm Fowel
5 numbers African Series A investors actually check. Founders, memorize these before your next pitch. π Full deck β link in bio.
https://anselmfowel.com/social/anselm-fowel-books-every-cto-africa-needs.png
3 books every CTO in Africa needs β Anselm Fowel
3 books every CTO in Africa should own. Book 1 is non-negotiable. π Full 10-book list β link in bio.
https://anselmfowel.com/social/anselm-fowel-podcast-fintech-africa-episode.png
New podcast episode Β· Fintech Africa Pod β Anselm Fowel
New pod episode dropped. ποΈ MPGS at 200K merchants. Building African neobanks. What the CBN gets right. DM "POD" for the link.
https://anselmfowel.com/services
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-kyc-bvn-fintech-nigeria-guide.png
5 KYC layers every Nigerian fintech ships β Anselm Fowel
Every Nigerian fintech that survives ships these 5 KYC layers in month 1. Save this. π Full stack β link in bio.
https://anselmfowel.com/social/anselm-fowel-time-to-first-transaction-metric.png
The one number that predicts survival β Anselm Fowel
1 number predicts if your fintech survives 12 months. It's not what you think. π Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-payment-gateway-pricing-guide.png
5 rules to price a payment gateway β Anselm Fowel
How to price a payment gateway without going broke. 5 rules π Full model β link in bio.
https://anselmfowel.com/social/anselm-fowel-time-to-first-transaction-kpi-fintech.png
Time to first transaction Β· the only KPI β Anselm Fowel
Time to first transaction. The only fintech KPI that predicts survival. β±οΈ Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-first-engineering-hire-founder-guide.png
Founders Β· your first engineering hire β Anselm Fowel
First engineering hire? Ask these 5 questions BEFORE you post the job. π§ Full guide β link in bio.
https://anselmfowel.com/social/anselm-fowel-first-3-fintech-hires-founder-guide.png
Founder Β· Your first 3 fintech hires β Anselm Fowel
Fintech founders: your first 3 hires decide the next 3 years. Get this wrong, no engineering rescue can save you. π
π Full guide β link in bio.
https://anselmfowel.com/social/anselm-fowel-cross-border-payments-hidden-fees-africa.png
5 hidden fees in African cross-border β Anselm Fowel
5 hidden fees youβll pay on every African cross-border payment. Save this before you price your remit product. π¨
π Full breakdown β link in bio.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-27.png
ON AI IN FINTECH FRAUD β Anselm Fowel
AI fraud detection is only as good as the fraud patterns it's already seen. Fraud evolves faster than your training data. π―
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-17.png
ON CUSTOMER SUPPORT AS PRODUCT β Anselm Fowel
Your support team hears the product feedback your roadmap meeting never will. Put them in the room. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-16.png
ON EQUITY EDUCATION FOUNDERS β Anselm Fowel
An employee who doesn't understand their equity can't value it, and won't fight to keep it valuable. Teach them. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-13.png
ON STORYTELLING FOUNDERS β Anselm Fowel
Data convinces the analytical investor. Story convinces everyone, including the analytical investor. Lead with story. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-08.png
ON PAYMENTS β Anselm Fowel
Every failed transaction is a customer you'll never see again. Fix reliability before features. πΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-07.png
ON HIRING β Anselm Fowel
Great CVs lie. Pull requests don't. π§ Ask for the PR.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-06.png
ON FINTECH β Anselm Fowel
Compliance is not the enemy of speed. Ignoring it is. β a CTO who has been audited.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-03.png
ON EQUITY β Anselm Fowel
Equity without vesting is a gift. Vesting without a cliff is naive. Structure the equity. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-18.png
ON REMOTE β Anselm Fowel
The best remote engineers over-communicate. The best in-office engineers do too. Hire the habit, not the location. π‘
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-30.png
ON SCALE β Anselm Fowel
The system that worked at 10K users will break at 100K. Refactor before the pager wakes you. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-29.png
ON FOUNDERS β Anselm Fowel
If you can't explain your product in one sentence, you don't have one. π―
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-28.png
ON PRODUCT β Anselm Fowel
Time to first transaction. The only fintech KPI that predicts survival. β±οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-20.png
ON PAYMENTS β Anselm Fowel
Every failed transaction is a customer you'll never see again. Fix reliability before features. πΈ
https://anselmfowel.com/testimonials
2026-10-04T20:07:31.921Z
https://anselmfowel.com/social/anselm-fowel-client-testimonial-mpgs-6-months.png
Client testimonial Β· 6 months vs 12 β Anselm Fowel
"Anselm shipped in 6 months what our vendor quoted 12 for." β Fintech client, 2025 π Full case study β link in bio.
https://anselmfowel.com/social
2026-10-04T20:07:31.922Z
https://anselmfowel.com/social/anselm-fowel-cto-fintech-architect-africa.png
CTO Β· Fintech Architect Β· African β Anselm Fowel
The rails behind $2B in African payments were built by teams. I've had the honor of leading a few of them. π³π¬
Fractional CTO β’ Fintech architect β’ Trainer to 1,000+ young engineers.
If you're a founder wondering "hire a CTO or a fractional one?" β DMs are open.
π anselmfowel.com (link in bio)
https://anselmfowel.com/social/anselm-fowel-ai-nigeria-fintech-playbook.png
5 rules for AI in a Nigerian bank β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-efcc-ponzi-red-flags-nigeria.png
EFCC Β· 58 Ponzi firms Β· 3 red flags β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-letter-young-cto-africa.png
A letter to the young CTO β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-senior-developer-interview-mistakes.png
Why senior devs bomb interviews β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-10-red-flags-hiring-developers.png
10 red flags in your next dev hire β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-engineering-leadership-layoffs.png
Layoffs test character, not strategy β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-csharp-ai-2026-guide.png
3 AI moves every C# dev must know β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-monday-standup-engineering-manager.png
Why devs hate Monday standup β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-fractional-cto-nigeria-lagos.png
Fractional CTO Β· Q3 open β Anselm Fowel
Fractional CTO slot β Q3 is open. π³π¬ If you're pre-Series A, still merging PRs at midnight, and your last audit gave you nightmares β we should talk. DM "CTO" or hit the link in bio.
https://anselmfowel.com/social/anselm-fowel-ai-code-auditor-tools-2026.png
5 AI code auditors I trust β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-young-cto-under-40-mistakes.png
3 traps young CTOs fall into β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-1-on-1-engineering-manager-guide.png
1:1 is a listening meeting β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-engineering-manager-to-ic-transition.png
Going back to IC is a choice β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-agile-is-not-broken-standup-is.png
Agile isn't broken. Your standup is. β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-10-csharp-dotnet-design-patterns.png
10 C# patterns I use weekly β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-azure-cognitive-services-csharp-text.png
Text analytics in 40 lines of C# β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-team-training-ai-workshops.png
AI moves I teach every dev β Anselm Fowel
3 AI moves I teach every dev in my workshops. Steal them. π DM "TRAIN" for the deck.
https://anselmfowel.com/social/anselm-fowel-ai-will-not-replace-programmers.png
AI writes code. You write context. β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-backend-developer-mistakes.png
5 mistakes junior backends make β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-csharp-vs-java-2026.png
C# in 2026 Β· 5 reasons β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-letter-to-junior-developer.png
To the junior dev at 3am β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-engineering-manager-multiple-projects.png
Running 4 fintech projects at once β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-engineer-to-manager-career.png
Great dev β Great manager β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-14-years-fintech-milestone.png
14 years. 5 markets. Zero regrets. β Anselm Fowel
14 years. 5 African markets. Zero regrets. π³π¬ Thanks to every founder, engineer, and regulator who trusted me with the receipts. Onward. π
https://anselmfowel.com/social/anselm-fowel-technical-training-workshops.png
1000+ engineers trained β Anselm Fowel
1,000+ engineers trained. 4.9β
avg. Your team next? π DM "TRAIN" or hit the link in bio.
https://anselmfowel.com/social/anselm-fowel-fintech-architecture-90-days.png
Fintech Β· Bank-grade in 90 days β Anselm Fowel
Bank-grade fintech in 90 days, not 9 months. Here's the stack. ποΈ DM "BUILD" for the plan.
https://anselmfowel.com/social/anselm-fowel-mpgs-payment-gateway-case-study.png
They said 12 months. We shipped in 6. β Anselm Fowel
"MPGS integration will take 12 months." We shipped in 6. Some things aren't hard β they're just under-managed. πͺ Full case study β link in bio.
https://anselmfowel.com/social/anselm-fowel-africa-fintech-500-billion.png
$500B+ moves through Africa a year β Anselm Fowel
$500B+ moves through Africa's payment rails every year. And we are still just getting started. π Full thesis β link in bio.
https://anselmfowel.com/social/anselm-fowel-fractional-cto-q4-slot.png
Fractional CTO Β· Q4 opens β Anselm Fowel
Fractional CTO β Q4 slot opens soon. 1 seat only. π³π¬ If you're a pre-Series-A fintech founder, DM "Q4" before it goes.
https://anselmfowel.com/social/anselm-fowel-kyc-bvn-fintech-nigeria-guide.png
5 KYC layers every Nigerian fintech ships β Anselm Fowel
Every Nigerian fintech that survives ships these 5 KYC layers in month 1. Save this. π Full stack β link in bio.
https://anselmfowel.com/social/anselm-fowel-time-to-first-transaction-metric.png
The one number that predicts survival β Anselm Fowel
1 number predicts if your fintech survives 12 months. It's not what you think. π Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-africa-remittance-corridors-2026.png
5 African remittance corridors printing money β Anselm Fowel
5 remittance corridors printing money across Africa right now. π Founders, screenshot. Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-morning-stack-daily-tools.png
What I open first every morning β Anselm Fowel
What a CTO actually opens at 9am. My 4-tab ritual. β Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-board-deck-one-slide-cto.png
The one slide every board reads β Anselm Fowel
The one slide every board actually reads: Cost. Uptime. Roadmap. Everything else is decoration. π Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-payment-gateway-pricing-guide.png
5 rules to price a payment gateway β Anselm Fowel
How to price a payment gateway without going broke. 5 rules π Full model β link in bio.
https://anselmfowel.com/social/anselm-fowel-time-to-first-transaction-kpi-fintech.png
Time to first transaction Β· the only KPI β Anselm Fowel
Time to first transaction. The only fintech KPI that predicts survival. β±οΈ Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-legacy-aws-migration-fintech.png
Legacy β AWS in 90 days Β· zero downtime β Anselm Fowel
Legacy β AWS in 90 days. Zero customer downtime. Full runbook. π DM "MIGRATE" for the template.
https://anselmfowel.com/social/anselm-fowel-pci-dss-level-1-6-months-case-study.png
PCI-DSS Level 1 Β· 6 months Β· 5 markets β Anselm Fowel
PCI-DSS Level 1. 6 months. 5 African markets. 0 findings. This is the badge that unlocks banks. π
https://anselmfowel.com/social/anselm-fowel-founder-doesnt-need-cto-yet.png
5 signs you donβt need a CTO yet β Anselm Fowel
5 signs you don't actually need a CTO yet. Founders, save this before you overspend. π° Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-nigerian-developer-salary-2026.png
Naija dev salaries 2026 Β· honest numbers β Anselm Fowel
Naija dev salaries in 2026. Honest numbers. π³π¬ Screenshot before your next raise. π° Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-diaspora-return-lagos-tech.png
Diaspora β Lagos Β· why I came home β Anselm Fowel
Lagos is where the fintech decade happens. Not London. Not Delaware. π³π¬ Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-interview-questions.png
5 questions I ask every CTO candidate β Anselm Fowel
5 interview questions I ask every CTO candidate. Founders, use these. π― Full script β link in bio.
https://anselmfowel.com/social/anselm-fowel-things-i-stopped-doing-as-cto.png
5 things I stopped doing as CTO β Anselm Fowel
5 things I stopped doing when I became CTO. Every one bought back a full workday. β³ Full list β link in bio.
https://anselmfowel.com/social/anselm-fowel-first-engineering-hire-founder-guide.png
Founders Β· your first engineering hire β Anselm Fowel
First engineering hire? Ask these 5 questions BEFORE you post the job. π§ Full guide β link in bio.
https://anselmfowel.com/social/anselm-fowel-aws-bill-fintech-money-pits.png
AWS bill Β· 3 fintech money pits β Anselm Fowel
Your AWS bill has 3 hidden money pits. Every fintech I audit has at least one. πΈ Free audit template β DM "AWS".
https://anselmfowel.com/social/anselm-fowel-africa-series-a-metrics.png
5 numbers African Series A investors check β Anselm Fowel
5 numbers African Series A investors actually check. Founders, memorize these before your next pitch. π Full deck β link in bio.
https://anselmfowel.com/social/anselm-fowel-senior-engineer-still-codes.png
Does a senior engineer still code? β Anselm Fowel
Debate settled: does a senior engineer still code? π Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-keynote-lagos-fintech-week.png
Keynote Β· Lagos Fintech Week β Anselm Fowel
See you on stage. π€ Lagos Fintech Week Β· Nov 12 Β· Topic: AI in African payments. DM "STAGE" for VIP tickets.
https://anselmfowel.com/social/anselm-fowel-client-testimonial-mpgs-6-months.png
Client testimonial Β· 6 months vs 12 β Anselm Fowel
"Anselm shipped in 6 months what our vendor quoted 12 for." β Fintech client, 2025 π Full case study β link in bio.
https://anselmfowel.com/social/anselm-fowel-books-every-cto-africa-needs.png
3 books every CTO in Africa needs β Anselm Fowel
3 books every CTO in Africa should own. Book 1 is non-negotiable. π Full 10-book list β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-digest-newsletter.png
CTO Digest Β· every Sunday β Anselm Fowel
CTO Digest. Every Sunday. 1 essay for CTOs. 1 senior job. 1 fintech news pick. Free forever. π© DM "DIGEST".
https://anselmfowel.com/social/anselm-fowel-podcast-fintech-africa-episode.png
New podcast episode Β· Fintech Africa Pod β Anselm Fowel
New pod episode dropped. ποΈ MPGS at 200K merchants. Building African neobanks. What the CBN gets right. DM "POD" for the link.
https://anselmfowel.com/social/anselm-fowel-ama-3-questions-this-week.png
3 DM questions I got this week β Anselm Fowel
3 questions my DMs got this week. Answers below π Full breakdown β link in bio.
1. When do I hire a CTO?
2. AWS vs Azure for a Nigerian fintech?
3. Structuring equity for engineers?
https://anselmfowel.com/social/anselm-fowel-thank-you-africa-community.png
Thank you Β· community shout-out β Anselm Fowel
Thank you, Africa. ππ³π¬π°πͺπ¬ππΏπ¦ 14 years. 5 markets. 1000+ engineers. The best is still ahead. β¨
https://anselmfowel.com/social/anselm-fowel-first-3-fintech-hires-founder-guide.png
Founder Β· Your first 3 fintech hires β Anselm Fowel
Fintech founders: your first 3 hires decide the next 3 years. Get this wrong, no engineering rescue can save you. π
π Full guide β link in bio.
https://anselmfowel.com/social/anselm-fowel-cto-stack-2027-predictions.png
5 bets Iβm making on the 2027 stack β Anselm Fowel
The 2027 stack is quietly forming. Here are 5 bets Iβm making today. π§
π Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-cross-border-payments-hidden-fees-africa.png
5 hidden fees in African cross-border β Anselm Fowel
5 hidden fees youβll pay on every African cross-border payment. Save this before you price your remit product. π¨
π Full breakdown β link in bio.
https://anselmfowel.com/social/anselm-fowel-postgres-over-kubernetes-early-fintech.png
Postgres > Kubernetes at pre-Series-A β Anselm Fowel
Pre-Series-A fintech? Postgres will out-ship your Kubernetes cluster. Every time. Fight me. π₯
π Full essay β link in bio.
https://anselmfowel.com/social/anselm-fowel-fractional-cto-q1-2027-slot.png
Fractional CTO Β· Q1 2027 open β Anselm Fowel
Fractional CTO β Q1 2027 slot opens. One seat only. π³π¬ If your fintech is scaling engineering pain, DM "Q1" now.
https://anselmfowel.com/social/anselm-fowel-when-coding-not-your-path.png
When coding is no longer your path β Anselm Fowel
https://anselmfowel.com/social/anselm-fowel-leadership-small-teams-big-impact.png
Small teams. Big impact. β Anselm Fowel
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-04.png
ON TECH TREND CYCLES β Anselm Fowel
Every five years, the industry rediscovers an old idea with a new name and calls it revolutionary. Study the history. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-03.png
ON AI-ASSISTED WRITING β Anselm Fowel
AI can write your first draft. It can't write your actual opinion, because you haven't formed it yet. Do the thinking first. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-02.png
ON MACHINE LEARNING OPS β Anselm Fowel
A model that's never been retrained since launch is a model quietly getting worse every day, invisibly. Monitor drift. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-10-01.png
ON BUILDING FROM LAGOS β Anselm Fowel
Nigeria turns 66 today. Lagos taught me every constraint makes the product better, not worse. π³π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-30.png
ON AUTOMATION VS JUDGMENT β Anselm Fowel
Automate the repetitive decision. Never automate the judgment call you can't yet explain in words. βοΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-29.png
ON DATA PRIVACY AI β Anselm Fowel
Feeding customer data into a public AI model is a data breach with extra steps and better PR. Know your model's data policy. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-28.png
ON AI AND JUNIOR DEVS β Anselm Fowel
AI won't replace junior developers. It'll just make the bad ones slower to become good ones, if they skip the struggle. π±
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-27.png
ON AI IN FINTECH FRAUD β Anselm Fowel
AI fraud detection is only as good as the fraud patterns it's already seen. Fraud evolves faster than your training data. π―
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-26.png
ON PROMPT ENGINEERING β Anselm Fowel
Prompt engineering is just requirements gathering with extra steps and a shorter feedback loop. The skill transfers. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-25.png
ON AI HYPE CYCLES β Anselm Fowel
Every technology promises to replace engineers. Every technology so far has just changed what engineers do. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-24.png
ON AI CODE REVIEW β Anselm Fowel
An AI-generated PR still needs a human who understands the business, not just the syntax. Review it like any other. π€
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-23.png
ON PRICING STRATEGY β Anselm Fowel
Underpricing your product doesn't win customers. It wins customers who'll leave the moment you raise the price. π°
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-22.png
ON STARTUP ADVISORS β Anselm Fowel
An advisor who only ever agrees with you isn't advising. They're just attending meetings. Recruit dissent. π£οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-21.png
ON COMPETITIVE ANALYSIS β Anselm Fowel
Studying your competitor's pricing page teaches you less than talking to the customer who almost chose them instead of you. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-20.png
ON FOUNDER TIME ALLOCATION β Anselm Fowel
If the founder is still doing customer support at 50 employees, something upstream never got hired. Delegate the operational work. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-19.png
ON EARLY REVENUE β Anselm Fowel
The first dollar of revenue matters more than the first million in valuation. Revenue is proof. Valuation is opinion. π΅
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-18.png
ON SOLO FOUNDING β Anselm Fowel
Solo founders move faster on decisions and slower on everything that needs a second opinion. Build an advisor bench. π§βπΌ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-17.png
ON CUSTOMER SUPPORT AS PRODUCT β Anselm Fowel
Your support team hears the product feedback your roadmap meeting never will. Put them in the room. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-16.png
ON EQUITY EDUCATION FOUNDERS β Anselm Fowel
An employee who doesn't understand their equity can't value it, and won't fight to keep it valuable. Teach them. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-15.png
ON DUE DILIGENCE β Anselm Fowel
Technical due diligence finds the architecture decisions you made under deadline pressure two years ago. Document the why. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-14.png
ON FOUNDER MENTAL HEALTH β Anselm Fowel
The founder who never admits they're struggling is modeling that behavior for everyone they hire. Be honest about the hard parts. π«
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-13.png
ON STORYTELLING FOUNDERS β Anselm Fowel
Data convinces the analytical investor. Story convinces everyone, including the analytical investor. Lead with story. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-12.png
ON CAC AND LTV β Anselm Fowel
If your CAC and LTV live in different spreadsheets, nobody's actually looking at both together. Put them side by side. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-11.png
ON 1:1s β Anselm Fowel
Your 1:1 is not a status meeting. It's a listening meeting. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-10.png
ON AFRICA β Anselm Fowel
The next great fintech story is being written in Lagos. Watch the continent. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-09.png
ON MEETINGS β Anselm Fowel
A meeting with no agenda is an expensive nap. Send an agenda or send it back. π΄
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-08.png
ON PAYMENTS β Anselm Fowel
Every failed transaction is a customer you'll never see again. Fix reliability before features. πΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-07.png
ON HIRING β Anselm Fowel
Great CVs lie. Pull requests don't. π§ Ask for the PR.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-06.png
ON FINTECH β Anselm Fowel
Compliance is not the enemy of speed. Ignoring it is. β a CTO who has been audited.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-05.png
ON CTO WORK β Anselm Fowel
A CTO who codes daily is a CTO who is under-delegated. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-04.png
ON LEADERSHIP β Anselm Fowel
Ship people, not just PRs. Reminder for every engineering manager. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-03.png
ON EQUITY β Anselm Fowel
Equity without vesting is a gift. Vesting without a cliff is naive. Structure the equity. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-02.png
ON PERFECTIONISM β Anselm Fowel
Ship the 80%. Iterate live. Perfect ships on nobody's calendar. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-09-01.png
ON GRATITUDE β Anselm Fowel
Send the thank-you note. Costs nothing. Changes rooms. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-23.png
ON DOCS β Anselm Fowel
The best system is documented so well it doesn't need you around. Write the doc. Free the future. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-22.png
ON EGO β Anselm Fowel
The best engineers don't care who wrote the fix. They care that it ships. Lose the ego. Keep the outcome. β¨
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-21.png
ON WOMEN IN TECH β Anselm Fowel
A team with no women is a team with a blind spot. Fix hiring, not the token. π©πΎβπ»
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-20.png
ON ONCALL β Anselm Fowel
On-call load is a leadership KPI. Not an engineer's problem. π¨
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-19.png
ON DEMOS β Anselm Fowel
A live demo beats a hundred slide decks. Show, don't slide. π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-18.png
ON REMOTE β Anselm Fowel
The best remote engineers over-communicate. The best in-office engineers do too. Hire the habit, not the location. π‘
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-17.png
ON PIVOTS β Anselm Fowel
Sunk cost is not a business strategy. Kill the feature. Kill the roadmap. Kill the company if you must. πͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-16.png
ON PATIENCE β Anselm Fowel
A 10x engineer took 10 years to become one. Long game. π°οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-15.png
ON MEETINGS 2 β Anselm Fowel
Every meeting is a code smell in the org chart. Refactor accordingly. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-14.png
ON OBSERVABILITY β Anselm Fowel
If you can't see the system, you don't own the system. Ship observability with feature #1. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-13.png
ON TESTING β Anselm Fowel
The test you didn't write is the incident you'll ship. π§ͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-12.png
ON MICROSERVICES β Anselm Fowel
You don't have a microservices problem. You have a boundaries problem. π§±
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-11.png
ON DECISIONS β Anselm Fowel
Reversible decisions: fast. Irreversible: slow. Never mix them up. βοΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-10.png
ON FRIDAY DEPLOYS β Anselm Fowel
Never ship on Friday afternoon. Your weekend is not billable. π»
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-09.png
ON PLATFORMS β Anselm Fowel
Build the platform the next 10 engineers will thank you for. That's what senior means. ποΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-08.png
ON REGULATORS β Anselm Fowel
The CBN is not the enemy. Your bad KYC pipeline is. π³π¬
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-07.png
ON DELEGATION β Anselm Fowel
If you can't leave the office for a week without the team stopping, you don't lead. You're a bottleneck. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-06.png
ON GROWTH β Anselm Fowel
Comfort is expensive. Growth is cheap. Pick the cheap one. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-05.png
ON CULTURE β Anselm Fowel
Culture is what you tolerate on your worst day. Choose wisely. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-04.png
ON DEBUGGING β Anselm Fowel
The bug is always in the code you were sure was fine. π Read the diff again.
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-03.png
ON AWS β Anselm Fowel
Your AWS bill is usually not an AWS problem. It's an untagged EC2 problem. πΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-02.png
ON C# β Anselm Fowel
C# in 2026: still the language I bet fintech on. .NET runs everywhere. π οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-08-01.png
ON JUNIOR DEVS β Anselm Fowel
To the junior dev debugging at 3am: you're not slow. You're early. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-31.png
ON MENTORSHIP β Anselm Fowel
The best career advice I ever got: 'Just ask.' Then I asked. And doors opened. πͺ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-30.png
ON SCALE β Anselm Fowel
The system that worked at 10K users will break at 100K. Refactor before the pager wakes you. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-29.png
ON FOUNDERS β Anselm Fowel
If you can't explain your product in one sentence, you don't have one. π―
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-28.png
ON PRODUCT β Anselm Fowel
Time to first transaction. The only fintech KPI that predicts survival. β±οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-27.png
ON STANDUPS β Anselm Fowel
Devs don't hate standups. They hate 30-minute standups. 8 minutes, done. β±οΈ
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-26.png
ON LAYOFFS β Anselm Fowel
Layoffs don't test your strategy. They test your character. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-25.png
ON AI β Anselm Fowel
AI writes code. Only you write context. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-24.png
ON CAREERS β Anselm Fowel
Going back to IC after being an EM isn't a demotion. It's a choice. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-23.png
ON 1:1s β Anselm Fowel
Your 1:1 is not a status meeting. It's a listening meeting. π§
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-22.png
ON AFRICA β Anselm Fowel
The next great fintech story is being written in Lagos. Watch the continent. π
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-21.png
ON MEETINGS β Anselm Fowel
A meeting with no agenda is an expensive nap. Send an agenda or send it back. π΄
https://anselmfowel.com/social/daily/anselm-fowel-daily-2026-07-20.png
ON PAYMENTS β Anselm Fowel
Every failed transaction is a customer you'll never see again. Fix reliability before features. πΈ