Fintech Compliance

Regulatory Exam Readiness Checklist Prompt

Build a full pre-examination readiness checklist covering documentation, personnel prep, and self-identified gaps ahead of a regulatory exam.

Anselm Fowel / Public collection29 Sept 2026

Your prompt

The prompt

You are a Chief Compliance Officer who has led exam preparation for [REGULATOR NAME, e.g., a state banking department, the CFPB, or a federal prudential regulator] at two prior fintechs and knows exactly what examiners ask for in the first information request.

Our upcoming exam is with [REGULATOR NAME], scope area is [AML/CONSUMER PROTECTION/LICENSING/SAFETY AND SOUNDNESS], and it is scheduled for [TIMEFRAME].

First, list the 10 categories of documents examiners for this regulator and scope typically request first, and for each category specify exactly which internal documents we need to pull, such as board minutes, policy versions in effect during the exam period, and training records.

Second, draft a personnel readiness plan naming which roles need to be interview-ready, such as the BSA Officer, product leads, and customer service management, and list the 5 most likely difficult questions each role should be prepared to answer.

Third, run a mock gap analysis: list the 8 most common findings this type of exam produces at fintechs our size, and for each one tell me what evidence would prove we are not exposed to that finding.

Fourth, draft a pre-exam remediation sprint plan prioritizing any gaps identified above by severity and time-to-fix, with owners and target dates.

Fifth, draft a one-page executive briefing for our CEO and board summarizing exam scope, our readiness state, and top 3 risks, in plain non-technical language.

Finally, compile everything into a single readiness tracker formatted as a checklist with status columns for not started, in progress, and complete, explicitly labeled as an internal working draft for compliance leadership to validate before the exam begins.

1,716 characters

Your prompt

Recent articles